Few private investors pay attention to the coverage of their valuable assets, that are often poorly protected by traditional insurance policies.
Building wealth is the result of significant efforts throughout one or more generations.
In the event of a claim, these efforts will vanish due to insignificant attention.
Assets can consist of: paintings, sculptures, tapestries, antiques, contemporary art, rare books, valuable goods, silverware, china, and any other item such as wines, stamps…

Our “Art works and Collections” policies will meet your requirements in France and abroad for the protection of your valuable assets as per the guarantee “All Risks Except” (which means that any loss that is not specifically excluded is covered), offering comprehensive policies, such as :

Various choice of refund in the event of a claim:

• Payment of the restoration and of the depreciation of the work of art
• Replacement with another item of equal quality and value
• Compensation of up to 100% of the agreed value
• Coverage against Theft, Fire, Water Damage, Breakage, accidental damage, and reimbursement of any additional expenses (including transportation of the items to the art restorer)

Art works are covered anywhere in the world, including during transportation:

• When loaned to museums, art galleries…
• At the time of a restoration or framing, including damage during operation

These guarantees meet the most specific needs of art professionals: Museums, Communities, Foundations, Art galleries, Associations, individual exhibitors…
Solutions dedicated to the Art professionals
As an Art professional, you are faced with many issues on a daily basis. You are also exposed to complicated risks, and you must take all necessary steps to protect the valuable assets under your responsibility.
We offer “All Risks” covers worldwide, whether to cover your own belongings, or loaned items :

• Breakage of fragile goods
• Theft during closing hours
• Nail to Nail coverage
• Agreed values
• Coverage of the insured items when loaned to third parties for permanent exhibitions
• Restoration of damaged works of art
• Any depreciation value following a loss
• Resale right

GECAR CANNES select highly specialised Underwriters in the art world (loan collectors, galleries, museums, experts and art restorers, etc..) who can provide you with:

• Particular care in your personal project studies, from the risk assessment to the draft of your policy
• Thorough analysis of your needs, of the risks involved, and of your expectations
• Expertise through strong relationships with our network of international and independent experts
• Support and advice with regard to prevention and protection
• Bespoke service in the event of a loss